News & Updates

Florida’s Save Our Homes Cap: Plain-English Guide for Staying, Downsizing, Renting, or Inheriting in Sarasota–Manatee

Florida’s Save Our Homes Cap: Plain-English Guide for Staying, Downsizing, Renting, or Inheriting in Sarasota–Manatee

Derrick Davis
Published on: 22/10/2026

Florida’s Save Our Homes cap limits annual property tax increases to 3% or CPI, protecting homestead exemptions. Portability allows tax benefits transfer when downsizing or relocating. Renting or inheriting affects exemptions and taxes.

Save Our Homes cap FloridaFlorida homestead exemptionhomestead portability FloridaSarasota property taxesManatee property taxesFlorida assessed value cap 3%CPI cap Florida homesteadFlorida property tax portability deadlinetransfer of homestead assessment differenceFlorida non-homestead 10% capdownsizing and Save Our Homesrenting out homestead Florida taxesinherited homestead FloridaSarasota County Property AppraiserManatee County Property Appraiserproperty tax assessment cap Floridahome equity and carrying costsFlorida portability up to $500,000
Stay, Simplify, Repair, or Sell? A Sarasota–Manatee Homeowner’s Decision Guide

Stay, Simplify, Repair, or Sell? A Sarasota–Manatee Homeowner’s Decision Guide

Derrick Davis
Published on: 28/09/2026

This guide helps Sarasota–Manatee homeowners assess repair needs, insurance, taxes, and costs to decide whether to stay, simplify, repair, or sell, emphasizing financial planning and hurricane preparedness.

Sarasota homeowner decision guideManatee County homeownersstay or sell Sarasotasimplify home Sarasotarepair vs sell Florida homeFlorida home insurance costsSarasota property taxesManatee property taxesroof age Florida guidelinesHVAC replacement Floridacarrying costs Florida homeequity vs carrying costaging in place Sarasotadownsizing Sarasotaright-sizing Sarasota Manateecondo assessments Sarasotapool maintenance cost Floridahurricane preparation home checklistinherited property Sarasota Manateeadult children helping parents homesell as-is Sarasota Manateerenting a Sarasota homeProperty Decision Review SarasotaHome Transition Check